It’s time to GET TREATMENT now Before the beginning of the year! 1. Insurance Deductibles Are Usually Met by Now: Most patients don’t strategize in regards to their insurance deductibles. Most of us have met our deductibles or our max out of pocket making it a very good time of year to have things taken care of medically. So whether it’s a nagging physical ailment or another medical problem act now before the end of the year to save yourself some money. 2.